The Legaciii Unlocked Podcast

Doom Spending: The Silent Wealth Killer. This episode breaks down the shocking stats behind this cycle and the emotional toll it takes. Tune in to learn how to break free, build resilience, and take control of your financial future.

History keeps repeating itself—especially when it comes to pensions. Back in the 14th century, King Edward III set up a pension fund for his knights, but by King Henry VIII’s reign, mismanagement led to its collapse. Sound familiar? Today, retirees face shrinking pensions, inflation, and economic uncertainty. Governments are struggling to keep pension systems afloat, but waiting isn’t a strategy. In this episode, we break down how to take control of your retirement, outsmart inflation, and secure your financial future so history doesn’t repeat itself in your wallet.

Want to grow your wealth without constantly checking the markets? In this episode, Morgan breaks down eight hands-off investments that can help recession-proof your portfolio. From the steady returns of GICs to the protective perks of segregated funds, we’re covering smart ways to diversify and build lasting wealth with minimal effort. Whether you're planning for retirement or just getting started, these strategies can help you invest smarter, not harder.

Today, we’ll uncover the rise and fall of the Rome Empire—once an unstoppable force, but ultimately undone by the very expansion and inclusivity that made it great. Sound familiar? Fast forward to Canada, a nation built on diversity. But can it thrive without a strong foundation?  Tune in as we explore how Canada can embrace diversity without repeating Rome’s mistakes. 

Ever wonder why some people build wealth effortlessly while others remain stagnant despite endless hard work? In this episode, we’re flipping the script on money. A simple mindset shift could completely change your financial future. Ditch the outdated money myths, challenge the system, and take control of your prosperity.

In this episode, we dive into the past to make sense of the present by exploring how Rome’s Cura Annonae kept the masses fed but also fueled the empire’s decline. Sound familiar? Does financial support empower or create dependence? Join us as we explore the fine line between innovation and equality, learning from history to shape smarter policies for the future.

Ever wonder why your paycheck disappears so fast, even with a solid income? In this episode, Morgan breaks down the tax trap that keeps so many Canadians financially stuck. From federal and provincial taxes to sneaky hidden taxes, he reveals how much you're really taking home and how smart tax strategies can help you keep more.

In this episode, we’re pulling back the curtain on the dark history of the life insurance industry. A history built on racial inequality, exploitation, and exclusion. Did you know that life insurance once commodified Black lives, pricing policies based on race and reinforcing systemic barriers to wealth? From discriminatory premiums to predatory policies, we break down how financial institutions stacked the deck against marginalized communities and how those injustices still echo today. As we honor Black History Month, this episode isn’t just about uncovering history — it’s about breaking the cycle and building generational wealth for the future. Let’s rewrite the narrative. 

In this episode, Morgan breaks down 12 money myths that might be holding you back from building wealth. Don't let outdated beliefs sabotage your financial future — get the facts, ditch the myths, and take control of your money with confidence.

In this episode of Legaciii Unlocked, we delve into the past to uncover intriguing insights into contemporary issues of taxation and societal dynamics. Journey with us to 14th century England, to present-day Canada, where individuals face one of the highest tax rates globally—much steeper than historical burdens that once incited revolts. Discover the parallels between then and now and ponder why societies today remain passive to soaring tax demands. Tune in as we explore how these historical events shape modern perceptions of governance and fiscal responsibility.